Do you charge an Origination Fee?

We don’t charge an origination fee on any FHA, VA, Conventional and Jumbo loans. We normally don’t charge the borrower on Subprime, Self Employed, most Real Estate Investor and Condo loans. We do charge on all Hard Equity loans.

Most loans are 100% lender paid, and our profit margin is so low that the interest rates are often perceived as unbelievable by many borrowers. Take a look for yourself and do a search to find out your rate on Today’s Rates page. Be aware that these rates are real and they can be locked as of the moment the search is made.

Will my rate change?

Once your rate is locked in, your rate will never change. Unless you specifically request otherwise, we normally do 15 or  30 year fixed rate loans and not Adjustable Rate Mortgages.

What would my rate be?

The interest rate will depend on your credit score, the money you put down, the loan amount, the length of the loan and the type of loan you will be getting. Give us a call at 954-866-0000 and we will give you a no obligation quote. We will also tell you a very accurate estimate of how much you are going to need to close on your loan.
CCAP program usually follows the rate published by major National banks such as Wells Fargo for an FHA 30 year fixed loan.